Payment Engine

Centralize the application of debits and credits in the Core Banking System for customer accounts or general ledger accounts, with strict control over limits, channels, and real-time operations.

100%
In-Line Accounting
7+
Managed Channels
3
Connection Technologies

Unified Management and Real-Time Accounting

This engine enables direct application of accounting movements and manages the operation of multiple service channels with complete security.

Core and General Ledger Accounting Centralization

Core and General Ledger Accounting Centralization

The engine allows centralization for the application of debits and credits directly in the Core Banking System. This function not only applies movements to customer accounts but can also extend to general ledger accounts if your central system permits it. This process ensures maximum precision and simplified accounting reconciliation for all operations.

Dynamic Channel, Limit, and Service Control

Dynamic Channel, Limit, and Service Control

Manage your different transactional channels, including Internet Banking, Mobile Banking, ATM, POS, IVR, and internal or external systems, all based on the Service-Oriented Architecture (SOA) design patterns. You can accurately define the limits that a customer can transfer on each channel and by transaction type. A key function is the ability to immediately and temporarily put a specific channel or transaction type out of service without affecting the other engine operations.

Robust Connectivity and Immediate Accounting

Robust Connectivity and Immediate Accounting

Designed for modern integration, being available to receive requests efficiently from multiple technologies, including MQ Series, TCP, and HTTP. Beyond connectivity, the system allows you to configure transaction accounting to be in-line (real-time), ensuring that accounting records and account availabilities are updated instantly after each operation.