One Platform, All Channels
Your clients can access financial services from any device, anytime. SmartBanking is wherever your clients are.
Modern, secure, and agile banking experiences for your clients across all digital channels.
Your clients can access financial services from any device, anytime. SmartBanking is wherever your clients are.
Streamline client enrollment with a fast, secure, and fully digital process.
Accounts
Credit Cards
Loans
Certificates of Deposit
Our BackOffice platform gives your institution the power to manage, monitor, and optimize all banking operations in one place.
SmartBanking Online offers multiple authentication mechanisms to ensure that only authorized users access the platform. These include biometric verification (fingerprint, facial recognition), OTP and TOTP tokens, challenge questions, and multi-factor authentication (MFA). It also enables roles and permission management, approval workflows (Maker & Checker), and integration with Active Directory for enterprise environments.
SmartBanking operates on a multi-tier architecture with clear separation of responsibilities. It includes web application firewalls (WAF), intrusion detection and prevention systems (IDS/IPS), virtual private networks (VPN), load balancers, and secure servers (on-premise or cloud). This ensures high availability and disaster recovery (DRP).
The platform uses high-level encryption (RSA 2048, SHA256, AES512) to protect sensitive information both in transit and at rest. It implements tokenization, data masking, and secure backups. Sensitive data is also separated by layers to enhance availability and reduce risk.
Its flexible design allows for customization of rules, privacy policies, and authentication mechanisms to meet the specific needs of each country or institution, ensuring legal, secure, and trustworthy operations.