SmartBanking: A Digital Platform Powering the Future of Banking

Modern, secure, and agile banking experiences for your clients across all digital channels.

Devices SmartBanking

One Platform,
All Channels

Your clients can access financial services from any device, anytime. SmartBanking is wherever your clients are.

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Features

Explore a complete suite of features designed to give your clients secure, fast, and convenient control over their finances anytime, anywhere.

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Digital Onboarding

Streamline client enrollment with a fast, secure, and fully digital process.

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Transactions

Execute payments, transfers, and other operations quickly and securely.

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Beneficiaries

Easily manage and update the people and entities your clients transact with most.

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Checks

Request, track, and manage checks with complete transparency and control.

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Cards

Activate, block, or manage debit and credit cards effortlessly.

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Profile

Keep personal and account information updated, safe, and accessible.

BackOffice

Our BackOffice platform gives your institution the power to manage, monitor, and optimize all banking operations in one place.

  • Transactional Limits Management
  • Client Statistics
  • Client Profiles
  • User Blocking and Activation
  • Requests and Cases
  • Multiple Channels
  • Onboarding for Personal and Business Clients
  • Transaction Statistics by Category and Status
  • Collections Management
  • Client Traceability
  • Alerts Configuration
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Security that protects every step

Access Security

SmartBanking Online offers multiple authentication mechanisms to ensure that only authorized users access the platform. These include biometric verification (fingerprint, facial recognition), OTP and TOTP tokens, challenge questions, and multi-factor authentication (MFA). It also enables roles and permission management, approval workflows (Maker & Checker), and integration with Active Directory for enterprise environments.

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Secure Infrastructure

SmartBanking operates on a multi-tier architecture with clear separation of responsibilities. It includes web application firewalls (WAF), intrusion detection and prevention systems (IDS/IPS), virtual private networks (VPN), load balancers, and secure servers (on-premise or cloud). This ensures high availability and disaster recovery (DRP).

Data Protection

The platform uses high-level encryption (RSA 2048, SHA256, AES512) to protect sensitive information both in transit and at rest. It implements tokenization, data masking, and secure backups. Sensitive data is also separated by layers to enhance availability and reduce risk.

Regulatory Compliance

Its flexible design allows for customization of rules, privacy policies, and authentication mechanisms to meet the specific needs of each country or institution, ensuring legal, secure, and trustworthy operations.